Fast Idaho Cash Advance Loans, Payday Cash Advances in Idaho
Short on funds just before you payday? Loan Shack is Idaho's premier direct lender that can help you fulfill all your financial needs! Good credit, no credit, or bad credit isn't an issue here. We provide a dependable means to fix all kinds of money crunches, using our direct payday loans and cash advances. With the growing interest in our online loan products and services, we've extended our loan program to the state of Idaho. Let our industry experts at LoanShack.com assist you to realize financial security! Apply now to start our cash advance approval process.
Idaho Payday Loan Amounts
In Idaho, the minimum loan amount we lend is $200.00, the maximum is $1000.00. Based on your income and other factors, loan limits will be determined on an individual basis.
Idaho Payday Loan Costs
The cost of our loans in Idaho, is $25.00 per $100 borrowed. The Annual Percentage Rate, or ("APR") will vary depending on the length of your loan (see the table below).
APR and Fee Schedule
The table below shows the Annual Percentage Rate ("APR") and Fees Charged for our Idaho payday loan amount ranging from $200.00 to $1000.00, with a fee of $25.00 per $100.00 borrowed, and loan terms ranging from 14 to 31 days in length. This is an example specific to a 14 and 31 day loan length, however the loan may be written for varying days based on Idaho laws. For further APR calculations please send questions to customerservice@loanshack.com
Prepayment
You may prepay this payday loan in full or in part at any time by calling Lender toll-free at 866-797-4225. The Finance Charge for this loan will be deemed fully earned as of the date of this loan. If you prepay this loan, you will not be entitled to any return or refund of the Finance Charge in connection with any such prepayment, unless you rescind this loan. No additional charges will be imposed for prepayment. Any partial payment will applied first to fees, then to Finance Charges, and then to principal.
Idaho Payday Loan Renewals
This loan may be renewed only upon your request. A loan may not be renewed more
than three (3) times. In order to renew this loan you must request a renewal and
pay any outstanding Finance Charges and fees. The renewal will be subject to a
Finance Charge in accordance with Lender's fee schedule.
Payday loan renewal requests must be received by 2:00 PM Pacific Time 2 business days before your payday loan is due.
When your renewal loan becomes due, we will electronically deduct the loan amount and the fee from your bank account.
If you have any complaints or concerns about your payday loan or Lender's loan practices, you may contact the ID Dept if Finance Consumer Cred. Sec 800 Park Boulevard, Suite 200, Boise ID 83712. 208-332-8000.
(To view our Idaho business license, click on the following link
http://finance.idaho.gov/ConsumerFinance/ConsumerCreditLicense.aspx then select "Pay Day Lenders" from the pull down list, and search the words "Loan Shack".)