Prepayment
You may prepay this payday loan in full or in part at any time by calling Lender toll-free at 866-797-4225. The Finance Charge for this loan will be deemed fully earned as of the date of this loan. If you prepay this loan, you will not be entitled to any return or refund of the Finance Charge in connection with any such prepayment, unless you rescind this loan as set forth above No additional charges will be imposed for prepayment. Any partial payment will applied first to fees, then to Finance Charges, and then to principal.
Idaho Payday Loan Renewals
Loan Shack's® Idaho loans may be renewed only upon your request. You may renew this loan for such length of time as Lender deems appropriate. A loan may not be renewed more than three (3) times. In order to renew the loan, you must request a renewal and pay any outstanding Finance Charges and fees and at least twenty percent (20%) of the principal sum of the loan. The renewal loan will be subject to a Finance Charge in accordance with Lender’s fee schedule.
Payday loan renewal requests must be received by 2:00 PM Pacific Time 2 business days before your payday loan is due.
When your renewal loan becomes due, we will electronically deduct the loan amount and the fee from your bank account.
If you have any complaints or concerns about your payday loan or Lender's loan practices, you may contact the ID Dept if Finance Consumer Cred. Sec 700 W. State St, 2nd fl, Boise, ID 83702. 208-332-8000.
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