Prepayment
You may prepay this payday loan in full or in part at any time by calling Lender toll-free at 866-797-4225. The Finance Charge for this loan will be deemed fully earned as of the date of this loan. If you prepay this loan, you will not be entitled to any return or refund of the Finance Charge in connection with any such prepayment, unless you rescind this loan as set forth above No additional charges will be imposed for prepayment. Any partial payment will applied first to fees, then to Finance Charges, and then to principal.
Nevada Payday Loan Renewals
This loan may be renewed only upon your request.You may renew this loan for such length of time as Lender deems appropriate. A loan may not be renewed more than four (4) times. Further, a loan may not be renewed if such renewal would require you to pay the loan amount, in whole or in part, more than twelve (12) weeks after the date of the initial loan or more than sixty (60) days after the Due Date of the initial loan. In order to renew the loan, you must request a renewal and pay any outstanding Finance Charges and fees and at least twenty percent (20%) of the principal sum of the loan. The renewal loan will be subject to a Finance Charge in accordance with Lender's fee schedule.
Renewal requests must be received by 2:00 PM Pacific Time 2 business days before your payday loan is due.
When your renewal loan becomes due, we will electronically deduct the payday loan amount and the fee from your bank account.
The total time duration of the payday loan, including renewals, may not exceed 60 days from the origination date.
If you have any complaints or concerns about your loan or Lender's loan practices, you may contact the Nevada Commissioner of Financial Institutions by writing to 2785 E Desert Inn Rd, Ste 180, Las Vegas, NV 89121 or by calling (702) 486-4120.
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