Privacy Policy

   Your privacy is important to us. This Privacy Policy describes the information we collect and how we use that information and is applicable    if you have applied for service with us, or if you are a current or former customer. This Privacy Policy is effective as of January 1, 2009.

  What Information We Collect

   We automatically collect and/or track the following:

        •  information knowingly provided by you through on-line forms, registration forms, surveys, and/or other entries, such as email            addresses, personal, financial or demographic information

        •  information, user specific or aggregate, on what pages our visitors access

        •  the e-mail addresses of visitors that communicate with us via email

   We may collect "nonpublic personal information" about you from the following sources:

        •  Information we receive from you on applications or other loan and account forms, such as your name, address, social security number,            and income

        • Information about your transactions with us, our affiliates, or others, such as your account balance and payment history.

        • Information we receive from a consumer-reporting agency, such as your creditworthiness, credit history, and payment history with           others.

   "Nonpublic personal information" is information about you that is not publicly available, and that we obtain in connection with providing a    financial product or service to you. For example, nonpublic personal information includes information regarding your account balance,    payment history, loan inquiries and charge off history.

  How We Use That Information

   We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think    you might be interested in. We use your contact information to send you information about our company and promotional material from our    partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and    promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our    databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status    of orders placed online.

   Disclosure of Data to Third Parties

    If you choose to provide personal information, it will be used for the following purposes:

        • considering you for a payday loan

        • We may report information about your account to consumer-reporting agencies. Late payment, missed payments, or other defaults on            your account may be reflected in your report with these agencies.

        • for marketing products and services which we determine, in our sole judgment, that you might find of  interest.

   We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or    otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for    marketing products and services which we determine, in our sole judgment, that you might find of interest.

    Your Opt-Out Rights

   You may opt-out of receiving communications from us and/or our partners by not submitting your information.We also allow you to remove    your information from our database by responding to any of our e-mail communications with "remove" in the subject line. Otherwise, if you    have given us additional permission to do so, by opting-in, we may send you information about third party offers, except as restricted by    law. We do not share any information with other companies for them to send you non-requested marketing information. If you remove your    information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or by third    parties to send promotional correspondences to you. We take your privacy seriously and do not tolerate spam. Additionally, you may opt    out of receiving third party offers and/or more information about our products, by either faxing a signed letter with your name and address to    866-797-4225 or mailing your request to: Loan Shack 901 W 10th St. Sioux Falls, SD 57104. Please allow up to 30 days from mailing for    your request to be processed.

   Our Right To Contact You We reserve the right to contact you regarding your account status and changes to subscriber agreements,    privacy policy, or any other policies or agreements relevant to you.

   Our Right To Change We reserve the right to change this policy at any time by notifying you of the existence and location of the new or    revised privacy policy or by posting the changes online at our site.

   Legally Compelled Disclosure We may disclose information when legally compelled to do so as required by law or for protection of our    legal rights. For example, we may disclose nonpublic personal information about your cash advance when legally required, to government    entities, as in response to subpoenas, or in connection with litigation or fraud investigation.

   ADDITIONAL SECURITY PRECAUTIONS You also have a significant role in protecting your information. No one can see or edit    your personal information without knowing your login information; do not share this with others. If you use this site you are responsible for    maintaining the confidentiality of your account, password, and restricting access to your computer. You agree to accept responsibility for all    activities that occur under your account and password.

   ACCURACY OF YOUR ACCOUNT INFORMATION We have established procedures to ensure that your  financial information is    accurate, current and complete, in keeping with reasonable industry standards.We continually strive to maintain complete and accurate    information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you,    please log in to your account and correct the information as quickly as possible. You may also notify us by using the telephone number listed    on the website and we will investigate your concerns and correct any information we determine to be inaccurate.

   We Do Not Intend To Collect Data From Children The information and services provided by us or by our affiliates, sponsors, and    advertisers, are not intended to be viewed by children (under 18 years old). We do not knowingly collect information from consumers under    the age of eighteen (18). You must be at least eighteen (18) years of age to obtain services from us.