Cash Advance Payday Loans In Utah
When you find yourself short on funds in between paydays, Loan Shack is the only
place you need to go for assistance in getting your bank account back in the
black. Apply online from the privacy of your own home or office and get up to
$1500 transferred straight into your bank account the following business day
with nothing to fax and no lines to stand in. You can even receive your payday
loan despite having less than perfect credit. Loan Shack is committed to
offering its clients a practical solution for their cash needs while delivering
exceptional customer satisfaction. Apply now to start our fast loan approval
process.
Utah Payday Loan Amounts
In Utah, the minimum loan amount we lend is $200.00, and the maximum is $1500.00.
Based on your income and other factors, loan limits will be determined on an individual
basis.
Utah Payday Loan Cost
The cost of our payday loans in Utah, is $25.00 per $100.00 borrowed. The Annual
Percentage Rate ("APR") will vary depending on the length of your loan (see table
below).
APR and Fee Schedule
The table below shows the Annual Percentage Rate ("APR") and Fees Charged for our Utah payday loan amount ranging from $200.00 to $1500.00, with a fee of $25.00 per $100.00 borrowed, and loan terms ranging from 7 to 31 days in length. This is an example specific to a 7, 14, and 31 day loan length, however the loan may be written for varying days based on Utah laws. For further APR calculations please send questions to customerservice@loanshack.com
Prepayment
You may prepay the unpaid balance of this loan in full, or make partial payments
in increments of at least $5.00 on the principal owed on the loan, at any time prior
to maturity without incurring additional charges above the charges provided for
in this Note. To arrange a payment, call Lender toll-free at 866-797-4225.
Utah Payday Loan Renewal
Our payday loans may be renewed only upon your request. You may renew this loan
for such length of time as Lender deems appropriate. A loan may not be renewed more
than four (4) times. Further, a loan may not be renewed if such renewal would require
you to pay the loan amount, in whole or in part, more than ten (10) weeks after
the date the Note was executed. In order to renew the loan, you must request a renewal
and pay any outstanding Finance Charges and fees. The renewal loan will be subject to a Finance
Charge in accordance with Lender's fee schedule.
Renewal requests must be received by 3:00 PM Mountain Time 2 business days before
your payday loan is due.
When your renewed loan becomes due, we will electronically deduct the loan amount
and the fee from your bank account.
The total duration of the loan, including renewals, may not exceed 10 weeks from
the origination date.
If you have any complaints or concerns about your loan or lender's loan practices,
you may contact the Department of Financial Institution at 324 S. State St. Ste
201. Salt Lake City, UT 84114-6800. 801-538-8830.