Loan Shack® is Washington's premier online cash advance direct lender. We specialize in short term loans for people with either good or bad credit history. Apply now to start our fast payday advance approval process.

Washington Payday Loan Amounts

In Washington, the minimum loan amount we lend is $200.00, the maximum is $500.00. Based on your income and other factors, loan limits will be determined on an individual basis.

Washington Payday Loan Costs

The cost of our payday loans in Washington, is $15.00 per $100 borrowed. The Annual Percentage Rate ("APR") will vary depending on the length of your loan (see table below).

APR and Fee Schedule

The table below shows the Annual Percentage Rate ("APR") and Fees Charged for our Washington loan amounts ranging from $200.00 to $500.00, with a fee of $15.00 per $100.00 borrowed, and loan terms ranging from 7 to 31 days in length.

Prepayment

You may prepay this payday loan in full or in part at any time by calling Lender toll-free at 866-797-4225. The Finance Charge for this loan will be deemed fully earned as of the date of this loan. If you prepay this loan, you will not be entitled to any return or refund of the Finance Charge in connection with any such prepayment, unless you rescind this loan as set forth above No additional charges will be imposed for prepayment. Any partial payment will applied first to fees, then to Finance Charges, and then to principal.

Payday Loan Renewals are not available in the state of Washington.

The total duration of the payday loan, may not exceed 45 days from the origination date.

If you have any complaints or concerns about your loan or Lender's loan practices, you may contact the Washington Department of Financial Institution, Division of Consumer Services, PO Box 41200 Olympia, WA 98504. 360-902-8700.

WA License

WA License 2