Online Payday Loans in Wyoming From A Direct Lender
Our life is fast paced. It's tough to maintain employment, our homes, as well as
emergencies which come up day after day. It's equally tough to deal with these
problems monetarily whenever your payday may be days to weeks out. Loan Shack of
Wyoming is here to help by getting you a payday loan from a lender in the
business. All of our Wyoming payday loans just take a few minutes to get within
the privacy of your home or office. Have the cash you need the following
business day to handle immediate cash needs and get on with your life. Apply now
and find out why Wyoming picks LoanShack.com for all of their short-term cash
loans.
Wyoming Payday Loan Amounts
In Wyoming, the minimum loan amount we lend is $200.00, the maximum is $1500.00. Based on your income and other factors, payday loan limits will be determined on an individual basis.
Wyoming Payday Loan Costs
Finance charges are calculated on the basis of twenty percent
(20%) per month on the principal balance borrowed. The Annual Percentage Rate ("APR") will vary depending on the length of your loan (see table below).
APR and Fee Schedule
The table
below shows the Annual Percentage Rate ("APR") and Fees Charged for our Wyoming
payday loan amount ranging from $200.00 to $1500.00. Finance charges are
calculated on the basis of twenty percent (20%) per month on the principal
balance borrowed with loan terms ranging from 14 to 31 days in length. This is an example specific to a 14 to 31 day loan length, however the loan may be written for varying days based on Wyoming laws. For further APR calculations please send questions to customerservice@loanshack.com
**APR is approximate, examples shown represent a $500 loan
Prepayment
You may prepay this loan in full or in part at any
time by visiting the website loanshack.com, or by calling Lender toll-free at
866-797-4225. The Finance Charge for this loan will be deemed fully earned as of
the date of this loan. If you prepay this loan, you will not be entitled to any
return or refund of the Finance Charge in connection with any such prepayment,
unless you rescind this loan. No additional charges will be imposed for
prepayment. Partial payments will first be applied to fees, then to Finance
Charges, and then to principal.
Payday Loan Renewals are not available in the state of Wyoming.
The total time duration of the payday loan may not exceed (1) one calender month from the origination date.
If you have any complaints or concerns about your loan or Lender's loan practices, you may contact the Department of Audit, Division of Banking, Uniform Consumer Credit Code, Herschler Building, 3rd Floor East. Cheyenne, WY 82002. Phone 307-777-7797